Credit Card Profiles

Find the best credit card for your lifestyle. Explore different credit card profiles to discover the right card for you.
What type of credit card user are you?

Shopper

Primarily uses the credit card for retail and online shopping.
Behaviors
Frequently shops at various stores and online retailers.
Needs
Rewards on retail purchases, exclusive deals with retailers, and discounts or points for online shopping.

Digital Savvy

Urban professionals, tech-savvy, digitally integrated lifestyle, frequent credit usage.
Behaviors
Daily usage for online shopping, travel, and rewards through apps.
Needs
Focus on rewards earned through direct online spending and digital payment channels.

Entry User

Uses the card for managing small budgets and building credit.
Behaviors
Limited spending, uses credit card primarily for convenience
Needs
Low fees, rewards on everyday purchases, educational discounts, and budgeting tools.

Foodie

Spends predominantly on dining and food-related expenses.
Behaviors
Regularly dines out, orders food delivery, or participates in food-related activities.
Needs
Dining rewards, restaurant discounts, cashback on food purchases, and possibly access to exclusive dining experiences.

General User

Average spender with no specific spending pattern.
Behaviors
Uses the card occasionally for various types of purchases.
Needs
Basic rewards and benefits; prefers straightforward rewards and low fees.

Household

Uses the card for everyday expenses and recurring bills.
Behaviors
Regularly uses the card for groceries, utilities, and other daily necessities.
Needs
Cashback on daily purchases, points for regular spending, and benefits that enhance everyday transactions.

Traveller

Regularly uses the card for travel-related expenses.
Behaviors
Spends on flights, hotels, car rentals, and international transactions.
Needs
Travel rewards, miles accumulation, travel insurance, and airport lounge access.

Wellness User

Health-conscious individuals, prioritize wellness, healthcare services, and insurance management.
Behaviors
Regular spending on healthcare, fitness, and paying insurance premiums.
Needs
Rewards earned through wellness activities, healthcare spending, and premium payments.

Luxury

Prefers high-end brands and luxury experiences.
Behaviors
Spends on premium goods, exclusive events, and high-value purchases.
Needs
Premium rewards, concierge services, exclusive offers, and luxury travel perks.

Tech Enthusiast

Focuses spending on electronics and tech-related purchases.
Behaviors
Regularly buys gadgets, software, and tech accessories.
Needs
Rewards on tech purchases, discounts on electronics, and extended warranty benefits.