Credit Card Profiles
Find the best credit card for your lifestyle. Explore different credit card profiles to discover the right card for you.
What type of credit card user are you?
Shopper
You are a shopper if you make frequent or large retail purchases –anything from designer bags to furniture hauls. Shoppers prefer cashback, loyalty programs, and exclusive deals, often prioritizing fashion, electronics, and groceries.
Behaviors
Frequently shops at various stores and online retailers.
Needs
Rewards on retail purchases, exclusive deals with retailers, and discounts or points for online shopping.
Here are the most important MCCs to look out for if you are a shopper:
| MCC | Description | Examples |
|---|---|---|
| 5311 | Department Stores | Central, The Mall, Daiso |
| 5331 | Variety Stores | - |
| 5399 | Misc. General Merchandise | Mr. DIY |
| 5699 | Miscellaneous Apparel and Accessory Shops | Naraya, Crumpler |
| 5944 | Watch, Clock, Jewelry, and Silverware Stores | Rolex, Cartier, Patek Philippe, Audemars Piguet, Omega, Tiffany & Co., Harrods |
| 5712 | Furniture, Home Furnishings, and Equipment Stores, ExceptAppliances | IKEA, Index Living Mall |
| 5200 | Home Supply Warehouse Stores | HomePro, Global House, Dhome, Thaiwatsadu, Boonthavorn, Index |
| 5734 | Computer Software Stores | Adobe, Google Cloud |
| 5816 | Digital Goods: Games | Garena, Steam |
| 5817 | Digital Goods: Applications (Excludes Games) | Line, Facebook |
| 5310 | Discount Stores | Shopee, Lazada, Temu |
| 4899 | Cable and other pay television (previously Cable Services) | True Vision, AIS Play, YouTube |
| 5815 | Digital Goods: Media, Books, Movies, Music | Netflix, Spotify, Disney+ |
| 5968 | Direct Marketing – Continuity/Subscription Merchant | Amazon Prime, Patreon |
| 5732 | Electronic Sales | Power Buy, JIB, Power Mall, Sony |
