3.25
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KTB / Union Pay

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Experience seamless global transactions and special offers across Asia, ideal for travelers and international shoppers.

Highlights
1Spend in Japan
Perks: Lounge
Local LoungesForeign Lounges
High Miles

How this card compares to the
average PointPlus score?

Who's this card for?
Traveller
General User
Earn Rates
Points
General
Earn   1 KTC Point   for every  25 baht  spend
Points Miles
2 points=   1 ROP mile
General
Earn   1 KTC Point   for every  25 baht  spend
Points cashback
100 points=   10% cashback
Foreign Currency
Earn   1 KTC Point   for every  12.5 baht  spend
Points Miles
2 points=   1 ROP mile
Foreign Currency
Earn   1 KTC Point   for every  12.5 baht  spend
Points cashback
100 points=   10% cashback
Points to Miles
General
Earn  1 ROP mile for every  50 baht of General spend
Points
Receive 1 KTC Point for every 25 baht spend
Points Miles
2 points=   1 ROP mile
Foreign Currency
Earn  1 ROP mile for every  25 baht of Foreign Currency spend
Points
Receive 1 KTC Point for every 12.5 baht spend
Points Miles
2 points=   1 ROP mile
Points to Cashback
General
Earn up to 0.4% cashback on General spend
Points
Receive 1 KTC Point for every 25 baht spend
Points cashback
100 points=   10% cashback
Foreign Currency
Earn up to 0.8% cashback on Foreign Currency spend
Points
Receive 1 KTC Point for every 12.5 baht spend
Points cashback
100 points=   10% cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Foreign Currency
Earn up to 0.8% direct cashback on Foreign Currency spend
Earn unit:
KTC Points
  • 250 Baht = 1 Baht cashback
  • Miles Equivalent: 50 Baht / Mile

% Cashback (Higher is better)

Baht / Mile (Lower is better)

Perks

Airport Lounge

Dragon Pass Lounges

UnionPay gives you access to Dragon Pass Lounges:

Usage Quota: Unlimited
Learn more
Fee & Eligibility

Credit Card Fee

Primary Card

  • Annual Fee 0 baht

Credit Card Fee Waiver Condition

No fee waiver information

Credit Card Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 50,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht at any bank over the past 6 months
  • AUM Collateral: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 bahtover the past 6 months
  • Business Owner: Have at least 20,000 baht in monthly income for Thais, and 50,000 baht in monthly income for foreigners
  • Self-Employed: Have at least 20,000 baht in monthly income