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Individual Card Assessment

PointPlus Score: 52
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KTB / Visa/Mastercard

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How this card compares to the
average PointPlus score?

Who's this card for?
KTC
Bangkok Airways
Traveller
Earn Rates

Points
General
Earn   1 KTC Point (BA)   for every  25 baht  spend
Points Miles
1.5 points=   1 ROP mile
Bangkok Airways
Earn   1 KTC Point (BA)   for every  25 baht  spend
Points Miles
2 points=   1 ROP mile
Points to Miles
General
Earn  1 ROP mile for every  37.5 baht of General spend
Points
Receive 1 KTC Point (BA) for every 25 baht spend
Points Miles
1.5 points=   1 ROP mile
Bangkok Airways
Earn  1 ROP mile for every  25 baht of Bangkok Airways spend
Points
Receive 1 KTC Point (BA) for every 25 baht spend
Points Miles
2 points=   1 ROP mile
Points to Cashback
No information
Cashback
No information
Earn unit:
KTC Point (BA)

Baht per Point (Lower is better)

Perks

Travel Lounge and Airline Perks

15% off BA flight redemptions (T&C applies)

Travel Insurance Perks

Accident/travel insurance of up to THB 300,000 coverage
Fee

Primary Card

  • Annual Fee 0 baht

Credit Card Fee Waiver Condition

No fee waiver information

Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 50,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht at any bank over the past 6 months
  • AUM Collateral: Hold investments in select assets (including bonds, mutual funds, etc.) of at least 1,000,000 bahtover the past 6 months
  • Business Owner: Have at least 20,000 baht in monthly income for Thais, and 50,000 baht in monthly income for foreigners
  • Self-Employed: Have at least 20,000 baht in monthly income