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BAY / Visa

Credit Card Mockup

Enjoy versatile benefits with global acceptance, attractive rewards, and practical features designed to suit your everyday financial needs.

Highlights
1Entry Card

How this card compares to the
average PointPlus score?

Who's this card for?
General User
Earn Rates
Points
General
Earn   1 BAY Point   for every  25 baht  spend
Points Miles
2 points=   1 ROP mile
General
Earn   1 BAY Point   for every  25 baht  spend
Points cashback
100 points=   10% cashback
Points to Miles
General
Earn  1 ROP mile for every  50 baht of General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points Miles
2 points=   1 ROP mile
Points to Cashback
General
Earn up to 0.4% cashback on General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points cashback
100 points=   10% cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Earn unit:
BAY Points
  • 250 Baht = 1 Baht cashback
  • Miles Equivalent: 50 Baht / Mile

% Cashback (Higher is better)

Baht / Mile (Lower is better)

Perks
No perks available
Fee & Eligibility

Credit Card Fee

Primary Card

  • Annual Fee 4,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fee with at least one annual card transaction
  • Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction

Credit Card Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 15,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
  • Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months