Individual Card Assessment
PointPlus Score: 22
KBANK / Visa/Mastercard
Enjoy premium benefits and exclusive privileges designed for discerning individuals seeking enhanced lifestyle experiences and comprehensive travel insurance.
Highlights
1Entry Card
Cardholder Perks
Local Lounges
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points4 points= 1 ROP mile100 points= 10% cashback
General
Earn 1 KPoint for every 25 baht spend
Points Miles
General
Earn 1 KPoint for every 25 baht spend
Points cashback
Points to MilesReceive 1 KPoint for every 25 baht spend4 points= 1 ROP mile
General
Earn 1 ROP mile for every 100 baht of General spend
Points
Points Miles
Points to CashbackReceive 1 KPoint for every 25 baht spend100 points= 10% cashback
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Earn unit:
KPoint
Baht per Point (Lower is better)
Perks
Airport Lounge
KBank Platinum gives you access to Royal Silk Lounge:
Airports in Thailand:
🇹🇭 (BKK)
🇹🇭 (CNX)
🇹🇭 (HKT)
Usage Quota: 2
Conditions
Must be traveling with Thai Airways to be eligible for lounge access
Fee
Primary Card
- Annual Fee 1,050 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
- Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 50,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank