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Individual Card Assessment

PointPlus Score: 22
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KBANK / JCB

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Indulge in a world of luxury with unique rewards, dining discounts, and exceptional travel perks tailored for sophisticated cardholders.

Highlights
1Spend in Japan
2Dining Perks
Cardholder Perks
Local LoungesForeign Lounges

How this card compares to the
average PointPlus score?

Who's this card for?
Traveller
Earn Rates

Points
General
Earn   1 KPoint   for every  25 baht  spend
Points Miles
4 points=   1 ROP mile
General
Earn   1 KPoint   for every  25 baht  spend
Points cashback
100 points=   10% cashback
Foreign Currency
Earn   1 KPoint   for every  12.5 baht  spend
Points Miles
4 points=   1 ROP mile
Spend Cap
Preferential rate is capped at 25,000 Baht spend per month
Foreign Currency
Earn   1 KPoint   for every  12.5 baht  spend
Points cashback
100 points=   10% cashback
Spend Cap
Preferential rate is capped at 25,000 Baht spend per month
Points to Miles
General
Earn  1 ROP mile for every  100 baht of General spend
Points
Receive 1 KPoint for every 25 baht spend
Points Miles
4 points=   1 ROP mile
Foreign Currency
Earn  1 ROP mile for every  50 baht of Foreign Currency spend
Points
Receive 1 KPoint for every 12.5 baht spend
Points Miles
4 points=   1 ROP mile
Spend Cap
Preferential rate is capped at 25,000 Baht spend per month
Points to Cashback
General
Earn up to 0.4% cashback on General spend
Points
Receive 1 KPoint for every 25 baht spend
Points cashback
100 points=   10% cashback
Foreign Currency
Earn up to 0.8% cashback on Foreign Currency spend
Points
Receive 1 KPoint for every 12.5 baht spend
Points cashback
100 points=   10% cashback
Spend Cap
Preferential rate is capped at 25,000 Baht spend per month
Cashback
General
Earn up to 0.4% direct cashback on General spend
Foreign Currency
Earn up to 0.8% direct cashback on Foreign Currency spend
Spend Cap
Preferential rate is capped at 25,000 Baht spend per month
Earn unit:
KPoint

Baht per Point (Lower is better)

Perks

Airport Lounge

Lounge Key Lounges

KBank JCB Platinum gives you access to Lounge Key Lounges:

Overseas Airports: 
Usage Quota: 8
Learn more

Airport Lounge

Royal Silk Lounges

KBank JCB Platinum gives you access to Royal Silk Lounge:

Airports in Thailand: 
🇹🇭 (BKK)
🇹🇭 (CNX)
🇹🇭 (HKT)
Usage Quota: 2

Conditions

Must be traveling with Thai Airways to be eligible for lounge access

Learn more
Fee

Primary Card

  • Annual Fee 1,050 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
  • Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 50,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank