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Individual Card Assessment

PointPlus Score: 41
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SCB / JCB

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Indulge in luxury with unique rewards, dining discounts, and outstanding travel perks tailored for sophisticated cardholders.

Highlights
1Spend in Asia
Cardholder Perks
Local LoungesForeign Lounges
High Cashback

How this card compares to the
average PointPlus score?

Who's this card for?
Traveller
Earn Rates

Points
General
Earn   1 CardX Point   for every  25 baht  spend
Points Miles
4 points=   1 ROP mile
General
Earn   1 CardX Point   for every  25 baht  spend
Points Miles
100 points=   10 ROP mile
Points to Miles
General
Earn  1 ROP mile for every  100 baht of General spend
Points
Receive 1 CardX Point for every 25 baht spend
Points Miles
4 points=   1 ROP mile
General
Earn  1 ROP mile for every  100 baht of General spend
Points
Receive 1 CardX Point for every 25 baht spend
Points Miles
100 points=   10 ROP mile
Points to Cashback
No information
Cashback
Foreign Currency
Earn up to 3% direct cashback on Foreign Currency spend
Spend Cap
Preferential rate is capped at 666,666 Baht spend per month
On-top Bonus
CardX points will also be earned at 1 CardX point for every 25 baht spend.
Earn unit:
CardX Point

Baht per Point (Lower is better)

Perks

Airport Lounge

Lounge Key Lounges

CardX JCB Platinum gives you access to Lounge Key Lounges:

Overseas Airports: 
Usage Quota: 8
Learn more
Fee

Primary Card

  • Annual Fee 2,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fees with 50,000 baht annual spend
  • First year fee is free
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 15,000 baht per month or more