Individual Card Assessment

PointPlus Score: 19
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SCB / Mastercard

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Unlock extraordinary experiences with unparalleled benefits and exclusive offers that elevate your lifestyle beyond the ordinary.

Highlights
1Entry Card
Cardholder Perks
Local Lounges

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Earn Rates

Points
General
Earn   1 CardX Point   for every  25 baht  spend
Points Miles
4 points=   1 ROP mile
Points to Miles
General
Earn  1 ROP mile for every  100 baht of General spend
Points
Receive 1 CardX Point for every 25 baht spend
Points Miles
4 points=   1 ROP mile
Points to Cashback
No information
Cashback
No information
Earn unit:
CardX Point

Baht per Point (Lower is better)

Perks

Airport Lounge

Miracle Lounge

CardX Beyond gives you access to Miracle Lounge:

Airports in Thailand: 
🇹🇭 (BKK)
🇹🇭 (DMK)
Usage Quota: 2

Conditions

Minimum annual spend of 1,000,000 baht is required to be eligible for lounge access

Fee

Primary Card

  • Annual Fee 5,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fees with 100,000 baht annual spend
  • First year fee is free
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 70,000 baht per month or more
  • Requirement for foreigners: 70,000 baht per month or more