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Individual Card Assessment

PointPlus Score: 48
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BAY / JCB

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Indulge in luxury with exclusive rewards, dining discounts, and outstanding travel benefits tailored for discerning cardholders.

Highlights
1Travel & Dining Perks
2Foreign Spend
Cardholder Perks
Local LoungesForeign Lounges
High Miles
High Cashback

How this card compares to the
average PointPlus score?

Who's this card for?
Traveller
Foodie
Earn Rates

Points
General
Earn   1 BAY Point   for every  25 baht  spend
Points Miles
3 points=   1 ROP mile
General
Earn   1 BAY Point   for every  25 baht  spend
Points cashback
100 points=   10% cashback
Points to Miles
General
Earn  1 ROP mile for every  75 baht of General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points Miles
3 points=   1 ROP mile
Points to Cashback
General
Earn up to 0.4% cashback on General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points cashback
100 points=   10% cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Restaurant
Earn up to 3% direct cashback on Restaurant spend
Spend Cap
Preferential rate is capped at 5,000 Baht spend per month
On-top Bonus
BAY points will also be earned at a rate of 1 BAY Point for every 25 baht spend.
Restaurant
Earn up to 1% direct cashback on Restaurant spend
Spend Cap
Preferential rate is capped at 40,000 Baht spend per month
On-top Bonus
BAY points will also be earned at a rate of 1 BAY Point for every 25 baht spend.
Earn unit:
BAY Point

Baht per Point (Lower is better)

Perks

Airport Lounge

Lounge Key Lounges

Krungsri JCB Platinum gives you access to Lounge Key Lounges:

Overseas Airports: 
Usage Quota: 8
Learn more
Fee

Primary Card

  • Annual Fee 4,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fee with at least one annual card transaction
  • Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 15,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
  • Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months