5.9
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BAY / JCB

Credit Card Mockup

Indulge in luxury with exclusive rewards, dining discounts, and outstanding travel benefits tailored for discerning cardholders.

Highlights
1Travel & Dining Perks
2Foreign Spend
Perks: Lounge
Local LoungesForeign Lounges
High Miles
High Cashback

How this card compares to the
average PointPlus score?

Who's this card for?
Traveller
Foodie
Earn Rates
Points
General
Earn   1 BAY Point   for every  25 baht  spend
Points Miles
3 points=   1 ROP mile
General
Earn   1 BAY Point   for every  25 baht  spend
Points cashback
100 points=   10% cashback
Restaurant
Earn   1 BAY Point   for every  baht  spend
Spend Cap
Preferential rate is capped at 5,000 Baht spend per month
On-top Bonus
BAY points will also be earned at a rate of 1 BAY Point for every 25 baht spend.
Restaurant
Earn   1 BAY Point   for every  baht  spend
Spend Cap
Preferential rate is capped at 40,000 Baht spend per month
On-top Bonus
BAY points will also be earned at a rate of 1 BAY Point for every 25 baht spend.
Points to Miles
General
Earn  1 ROP mile for every  75 baht of General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points Miles
3 points=   1 ROP mile
Points to Cashback
General
Earn up to 0.4% cashback on General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points cashback
100 points=   10% cashback
Cashback
General
Earn up to 0.4% direct cashback on General spend
Earn unit:
BAY Points
  • 250 Baht = 1 Baht cashback
  • Miles Equivalent: 50 Baht / Mile

% Cashback (Higher is better)

Baht / Mile (Lower is better)

Perks

Airport Lounge

Lounge Key Lounges

Krungsri JCB Platinum gives you access to Lounge Key Lounges:

Overseas Airports: 
CH, 
TW, 
KR, 
MY, 
SG, 
VN, 
DE, 
UK
Usage Quota: 8
Learn more
Fee & Eligibility

Credit Card Fee

Primary Card

  • Annual Fee 4,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fee with at least one annual card transaction
  • Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction

Credit Card Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 15,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
  • Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months