Individual Card Assessment
PointPlus Score: 19
KBANK / Mastercard
Enjoy robust benefits and flexible rewards, providing great value with features like cashback on everyday purchases and comprehensive insurance coverage.
Highlights
1Dining Spend
2Everyday Essentials
Cardholder Perks
Local Lounges
Earn Rates
Points
Points to Miles
No information
Points to Cashback
No information
CashbackPreferential rate is capped at 800,000 Baht spend per monthPreferential rate is capped at 200,000 Baht spend per month
General
Earn up to 0.25% direct cashback on General spend
Spend Cap
Gas Station
Supermarket
Restaurant
Earn up to 1% direct cashback on Gas Station, Supermarket, Restaurant spend
Spend Cap
Earn unit:
Baht per Point (Lower is better)
Perks
Airport Lounge
KBank Titanium gives you access to Miracle Lounge:
Airports in Thailand:
🇹🇭 (BKK)
🇹🇭 (DMK)
Usage Quota: 2
Conditions
Must be traveling with Thai Airways to be eligible for lounge access
Fee
Primary Card
- Annual Fee 1,050 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
- Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 50,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank