3.2
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KBANK / Mastercard

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Enjoy robust benefits and flexible rewards, providing great value with features like cashback on everyday purchases and comprehensive insurance coverage.

Highlights
1Dining Spend
2Everyday Essentials
Perks: Lounge
Local Lounges

How this card compares to the
average PointPlus score?

Who's this card for?
Earn Rates
Points
General
Earn   1   for every  baht  spend
Spend Cap
Preferential rate is capped at 800,000 Baht spend per month
Gas Station, Supermarket, Restaurant
Earn   1   for every  baht  spend
Spend Cap
Preferential rate is capped at 200,000 Baht spend per month
Points to Miles
No information
Points to Cashback
No information
Cashback
No information
Earn unit:
Cashback
  • 400 Baht = 1 Baht cashback
  • Miles Equivalent: 0 Baht / Mile

% Cashback (Higher is better)

Perks

Airport Lounge

Miracle Lounge

KBank Titanium gives you access to Miracle Lounge:

Airports in Thailand: 
BKK
DMK
Usage Quota: 2

Conditions

Must be traveling with Thai Airways to be eligible for lounge access

Fee & Eligibility

Credit Card Fee

Primary Card

  • Annual Fee 1,050 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend
  • Supplementary Card: Waive supplementary card annual fees by making at least 12 annual transactions OR with 200,000 baht or more in annual spend

Credit Card Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 50,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits equal to or greater than the credit limit to be set for the credit card with KBank