Individual Card Assessment

PointPlus Score: 24
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BAY / Visa/Mastercard

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Enjoy elite privileges and superior lifestyle benefits, with attractive rewards and comprehensive travel insurance.

Highlights
1Entry Card

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Earn Rates

Points
General
Earn   1 BAY Point   for every  25 baht  spend
Points Miles
3 points=   1 ROP mile
Points to Miles
General
Earn  1 ROP mile for every  75 baht of General spend
Points
Receive 1 BAY Point for every 25 baht spend
Points Miles
3 points=   1 ROP mile
Points to Cashback
No information
Cashback
No information
Earn unit:
BAY Point

Baht per Point (Lower is better)

Fee

Primary Card

  • Annual Fee 4,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fee with at least one annual card transaction
  • Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 15,000 baht per month or more

Option 2: Non-Income Qualification

  • Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
  • General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
  • Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months