Individual Card Assessment
PointPlus Score: 24
BAY / Mastercard
Catered specifically for women, offering unique rewards, shopping discounts, and lifestyle perks to complement your daily needs.
Highlights
1Dining Spend
How this card compares to the
average PointPlus score?
Who's this card for?
Earn Rates
Points3 points= 1 ROP mileRecieve up to 7% cashback on select fashion brands100 points= 10% cashbackRecieve up to 7% cashback on select fashion brands
General
Earn 1 BAY Point for every 25 baht spend
Points Miles
On-top Bonus
General
Earn 1 BAY Point for every 25 baht spend
Points cashback
On-top Bonus
Points to MilesReceive 1 BAY Point for every 25 baht spend3 points= 1 ROP mileRecieve up to 7% cashback on select fashion brands
General
Earn 1 ROP mile for every 75 baht of General spend
Points
Points Miles
On-top Bonus
Points to CashbackReceive 1 BAY Point for every 25 baht spend100 points= 10% cashbackRecieve up to 7% cashback on select fashion brands
General
Earn up to 0.4% cashback on General spend
Points
Points cashback
On-top Bonus
CashbackRecieve up to 7% cashback on select fashion brands
General
Earn up to 0.4% direct cashback on General spend
On-top Bonus
Earn unit:
BAY Point
Baht per Point (Lower is better)
Perks
Fee
Primary Card
- Annual Fee 750 baht
Credit Card Fee Waiver Condition
- Primary Card: Waive primary card annual fee with at least one annual card transaction
- Supplementary Card: Waive supplementary card annual fee with at least one annual card transaction
Eligibility
Option 1: Minimum Income Qualification
- Requirement for Thai citizen: 15,000 baht per month or more
- Requirement for foreigners: 15,000 baht per month or more
Option 2: Non-Income Qualification
- Fixed Deposit Collateral: Hold fixed deposits of at least 500,000 baht at any commercial bank over the past 6 months
- General Deposit Collateral: Hold deposits of at least 1,000,000 baht with Krungsri over the past 6 months
- Business Owner: Have at least 300,000 baht in average monthly turnover over the past 6 months