Individual Card Assessment

PointPlus Score: 45
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UOB / Mastercard

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Maximize your rewards with flexible cashback options and benefits designed to suit your diverse spending habits and lifestyle needs.

Highlights
1Transport Spend
2Retail Spend

How this card compares to the
average PointPlus score?

Who's this card for?
Earn Rates

Points
Points to Miles
No information
Points to Cashback
No information
Cashback
Retail
Earn up to 1% direct cashback on Retail spend
Spend Cap
Preferential rate is capped at 200,000 Baht spend per month
BTS
MRT
Earn up to 10% direct cashback on BTS, MRT spend
Spend Cap
Preferential rate is capped at 5,000 Baht spend per month
Grab
Select Stores
Earn up to 5% direct cashback on Grab, Select Stores spend
Spend Cap
Preferential rate is capped at 5,000 Baht spend per month
Earn unit:

Baht per Point (Lower is better)

Fee

Primary Card

  • Annual Fee 2,000 baht

Credit Card Fee Waiver Condition

  • Primary Card: Waive primary card annual fees with 60,000 baht annual spend
  • Supplementary Card: Waive supplementary card annual fees with 60,000 baht annual spend
  • First year fee is free
Eligibility

Option 1: Minimum Income Qualification

  • Requirement for Thai citizen: 15,000 baht per month or more
  • Requirement for foreigners: 50,000 baht per month or more